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Support Home Applying for a Loan Are loans through Upstart fixed rate or variable rate? Are loans through Upstart fixed rate or variable rate? All loans through Upstart have a fixed interest rate, which means it won't change throughout the term of the loan. Was this article helpful? 4 2 Related Questions: How much money can I borrow? You can borrow between $1,000 and $50,000 Please note, there...… How do I apply for a loan? Please complete the brief online application that will include information...… Can I negotiate the rate or my loan terms? No, you cannot negotiate the loan terms or rate. Your...…