After your Auto-secured Personal Loan application is approved and you accept the final offer, Upstart will work to “perfect” our lien. What does all of this mean?

You may be contacted via phone or email during this process if documentation or information is required for these steps to be completed. Subsequently, Upstart will work with your state’s motor vehicle department to ensure all state required documents are completed accurately and submitted on your behalf to record the new lien on your vehicle’s title. Upstart will also communicate with your vehicle insurance provider to obtain proof of lienholder status on your policy.

We may reach out to approved applicants to request additional documents after your loan is approved.