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Support Home Borrower Eligibility Will I be eligible for a Loan? To qualify for a loan, all loan borrowers must: Have a verifiable name, date of b… Why was I disqualified? To learn why we were unable to offer you a loan at this time, you can log into Up… Can Upstart make exceptions for unique situations? Unfortunately, we cannot make individual exceptions to our eligibility requiremen… Can I use a cosigner? We do not allow you to apply for a loan with a cosigner. Since this is a personal… What are the minimum credit requirements to receive a loan? Applicants with Upstart must have a minimum credit score of 300 or above as repor… What subsequent events may disqualify my Upstart loan application? Your loan application may be disqualified even after you receive an initial offer… What vehicles are eligible for an Auto-Secured Personal Loan? To use your vehicle for an Auto-Secured Personal Loan with Upstart, it may not be…